Yvon, your partner
student life

helps you make your choice

You need a student health insurance plan

Yvon recommends :

Yvon
helps you make your choice

You need a student health insurance plan

Yvon recommends :

Student health
insurance

from € 15/month

I subscribe

Request a quote

Student health
insurance

from
€ 15/year

I subscribe

Request a quote

What is a student health insurance plan?

What is a
mutual?

A mutuelle santé is a complementary health insurance scheme that optimizes and completes your healthcare reimbursements.

In fact, the reimbursement of your medical expenses by Social Security varies according to the type of care (dental, optical, specialist consultation, etc.) and the reimbursement base used as a reference.

So taking out a student health insurance plan is essential if you want to take care of yourself with complete peace of mind!

THE TOP STUDENT MUTUAL

Assur'Santé 1

Small budget

Your essential needs are covered, thanks to an offer adapted to your budget: consultations with your GP, medication...

€ 15/month

See warranties

Assur'Santé 2

More coverage

Your specific needs are covered, and your most expensive expenses are reimbursed: dental care, specialist consultations...

€ 25/month

See warranties

The TOP student mutual

from

€15/month

Assur'Santé 1

Small budget

Your essential needs are taken care of, thanks to an offer adapted to your budget: consultations with your GP, medication...

€ 15/month

See warranties

Assur'Santé 2

More coverage

Your specific needs are covered, and your most expensive expenses are reimbursed: dental care, specialist consultations...

€ 25/month

See warranties

Local system

Also known as the Alsace-Moselle scheme, it offers its members higher health reimbursements than other Assurance Maladie schemes. If you benefit from the local regime, this is the place to go!

I discover

Not sure which student health insurance to choose?

Answer these questions and Yvon will advise you:

Do you have specific dental care needs?
(crowns, dentures ...)

Do you have specific optical needs?
(glasses, contact lenses...)

Do you regularly consult specialists?
(ENT specialists, dermatologists, surgeons...)

Geste de la main OK

Health

Access the optical, dental and osteo networks and benefit from consultations with approved professionals at negotiated rates.

Élément graphique du site Yvon assurances: Geste de la main OK

Teleconsultation

Get 24/7 access to MesDocteurs services. A doctor answers all your questions by chat, video or audio

Élément graphique du site Yvon assurances: Geste de la main cool

Managing emergencies

A little glitch or a big problem?
Put your trust in Yvon! Our assistance service takes over in the event of unforeseen hospitalization, for example

Health


With Yvon, gain access to the optical, dental and osteo networks and benefit from consultations with approved professionals and negotiated rates.

Teleconsult


24/7 access to MesDocteurs services.
A doctor answers all your questions by chat, video or audio

Assistance


A little glitch or a big problem?
Our assistance service takes over in the event of unforeseen hospitalization, for example

3 examples of coverage by your mutual insurance company

  • Étudiant en bonne santé bénéficiant d'une assurance étudiante couvrant les frais médicaux

    Reinforcements

    For the use of condoms and the purchase of an HIV self-test, the fee is €42.

    Warranty Yvon 1

    Yvon reimbursed: €25 Out of pocket: €17

    Yvon 2 warranty

    Yvon reimbursed: €42 Out-of-pocket expenses: €0

  • Étudiant en consultation médicale

    Routine care

    Dermatologist with extra fees (OPTAM*).
    Price: €44, of which €20 is covered by Social Security.
    *OPTAM: Option de Pratique Tarifaire Maîtrisée (option for controlled pricing)

    Warranty Yvon 1

    Reimbursement Yvon: €9 Out-of-pocket expenses: €15

    Yvon 2 warranty

    Reimbursement Yvon: €20.50 Out-of-pocket expenses: €3.50

  • Étudiant avec prise en charge des frais de santé par la mutuelle

    Dental care

    The cost of a dental prosthesis is €320, of which €84 is covered by Social Security.

    Warranty Yvon 1

    Yvon reimbursed: €36 Out of pocket: €200

    Yvon 2 warranty

    Yvon’s reimbursement: €156 Remainder to be paid: €80

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Frequently asked questions Yvon

I want to change my mutual insurance company to Yvon. Is that possible?
Of course ☺. Don't forget to cancel your current mutual insurance beforehand, otherwise you'll have to pay for both.
What's a local plan?
The local regime, also known as the Alsace-Moselle regime, has been a special historical feature since 1946. It offers its members higher health reimbursements than other health insurance schemes.
Why is it important to follow the coordinated care pathway?
To be properly reimbursed by Social Security ☺ How do you go about it? All you need to do is first consult the doctor you have declared as your "treating physician", and then the "corresponding" doctor he or she has indicated. If, for example, you consult your GP, Social Security will reimburse 70% of the €25 fee. However, if you go to a practitioner who is not your GP, you will only be reimbursed up to 30%. Yvon's tip: you can consult certain practitioners directly, without going through your GP and without being penalized: gynecologists, ophthalmologists, stomatologists (as well as psychiatrists and neuropsychiatrists if you're aged between 16 and 25).
What is tiers-payant?
This is the system that saves you from having to advance money and pay the healthcare professionals you consult. Doctors are paid directly by Social Security and Yvon Assur' Santé. Practical for your budget ☺
What is a medical questionnaire?
This is a document required by many insurance companies: they ask you to list all your possible health problems. As a result, an insurance company may refuse to cover you or increase your premium. With Yvon Assur' Santé, no medical questionnaire ☺
What does the "reste à charge" mean?
This is the amount you still have to pay after Social Security has reimbursed you. For example, your consultation with a GP costs €25. Social Security reimburses 70% of this €25, or €17.50. The remaining cost is the €7.50 you have to pay out of pocket. To be reimbursed at 100% and have no remaining costs, subscribe to Yvon Assur' Santé ☺