Yvon, your partner
student life

helps you make your choice

Yvon
helps you make your choice

You need health and home insurance abroad

Yvon recommends :

You need health and home insurance abroad

Yvon recommends :

+

+

International health
insurance

from
€ 30,50/month

Home
insurance

from
€ 29/year

International health insurance

International health insurance

  • Stays in the European Union and worldwide
  • Monthly and then fortnightly memberships
    an adaptable contract tailored to your needs
  • Coverage from the subscrition date
    in just a few clicks
  • Assistance and insurance included
    more than just an international student insurance
  • Travel Warranty Extension Option
    travel to neighbouring countries with peace of mind for just €13

International health insurance

from
€ 30,50/month


Request a quote

  • Stays in the European Union and worldwide
  • Monthly and then fortnightly memberships
    an adaptable contract tailored to your needs
  • Coverage from the subscrition date
    in just a few clicks
  • Assistance and insurance included
    more than just an international student insurance
  • Travel Warranty Extension Option
    travel to neighbouring countries with peace of mind for just €13

International health insurance

from
30,50 €/month


Request a quote

Travel insurance extension option

Travel to border countries without taking risks,
and for only €13!

  • Join at the same time as the initial subscription
  • Coverage for up to 15 days
  • Regardless of geographical area
  • Upon presentation of proof of stay in another country

Travel insurance extension option

Travel to border countries without taking risks,
and for only €13!

  • Join at the same time as the initial subscription
  • Coverage for up to 15 days
  • Regardless of geographical area
  • Upon presentation of proof of stay in another country

10 examples of insurance cover

  • Yvon, étudiant assuré, avec des lunettes en classe
  • Étudiant assuré Yvon chez le dentistea
  • Étudiant assuré Yvon avec garantie
  • Étudiant assuré Yvon international
  • L'étudiant Yvon assuré contre le vol
  • Voiture dans un paysage sauvage avec des étudiants en vacances
  • L'étudiant assuré Yvon perd sa valise et est intégralement remboursé
  • Étudiant assuré Yvon avec dégâts pris en charge
  • Étudiant assuré Yvon avec les dégâts entièrement pris en charge.
  • Étudiant assuré Yvon avec frais médicaux remboursés
1 / 10

Benefits included in your health insurance
international Yvon


Warranty details

Health benefits
COVERAGEBENEFITS
Global coverage Limit :300 000 € Limits per period of coverage


MEDICAL AND HOSPITAL EXPENSES ABROAD
HOSPITALIZATION (Inpatient and outpatient care )

Benefits



Practioner's fees, emergency room, ambulance, prescriptions,surgery,intensive care, hospital stay expenses100% of the actual expenses In-Network No deductible or copayment
Less the reimbursement of the French national social security or local compulsary health insurance.

Maternity

75% of the actual expenses : Maximum limit 8 000€ per policy period Excluding childbirth-related complications and newborn care

Medical Assistance to direct to most suitable In-Network Hospitals

Unlimided

Advance of hospital expenses (In-Network hospitals) : no need for upfront payment

Maximum limit : 150 000 €


ROUTINE OUTPATIENT CARE (Except Hospitalization, Dental and Optical)

Benefits



Physicians consultations /visits (General Practioner and Specialist)100% of the actual expenses

Telehealth (General Practioner and Specialist)

Unlimited

Health professionals (Non medical Doctors) : Nursing care ...

100% of the actual expenses

Laboratory tests

100% of the actual expenses

Medical imaging (X ray, MRI, Scan, ultrasound, PET…)

100% of the actual expenses

Prescription drugs

100% of the actual expenses

Physiotherapy or equivalent treatments prescribed by a physician during your stay abroad, only following an accident

75% of the actual expenses : Limited to 15 sessions per policy period
+ 2 sessions of physiotherapy or osteopathy/chiropractic without medical prescriptions
Maximum limit : 50€ / session

Kinésithérapie ou physiothérapie ou traitement "équivalents" prescrits dans le pays par un médecin et suite à un accident pendant le séjour

75% des frais réels dans la limite de 15 séances par an sur prescription médicale
* + 2 séances d'ostéopathie /chiropractie ou physiothérapie équivalente sans prescription médicale, dans la limite de 50 € / séance


EMERGENCY DENTAL CARE

Benefits



Emergency dental careDental care and dental prosthesis expenses caused by an accident : 100% of the actual expenses.
Maximum Limit : 500€ per policy period


OPTICAL (only after accident)

Benefits



Frames and lenses, contact lensesMaximum limit : 250 €
Deductible : 50 €/ case


MEDICAL CARE IN FRANCE
(prior to the policy term)

Benefits



a) In case of temporary return in FrancePeriod of stay not exceeding 30 consecutive days
Hospitalization : Maximum Limit 1 000 000 €
* Outpatient Care : Maximum Limit 15 000€

b) In case of definitive early return to France

Extended cover for 90 days maximum, starting on the date of defenitive return to France, only if the trigger event occurs within the policy cover
*Hospitalization : 1 000 000€ without deductible
* Outpatient Care : Maximum Limit 15 000€
International assistance during your stay abroad
COVERGAEBENEFITS
MEDICAL ASSISTANCE IN CASE OF ILLNESS, INJURY OR DEATH


Rapatriation of the Insured person for health reasons100% of the actual expenses

A) Evacuation to the place of residence in France

100% of the actual expenses

B) Medical Transfer to the most suitable medical center near the Insured person's place of residence in France

100% of the actual expenses

C) Medical Tranfer to the most suitable medical center near Insured person's place of residence, in the hosting country abroad

100% of the actual expenses

Return of one accompanying family member, in case of medical evacuation of the Insured person

* Transport : 100% of the actual expenses (Provision of a 1st class train ticket or economy-class airline ticket)
Housing : 50€/person/day (Maximum Limit 500€)

Bedside visit of one family member in case of Hospitalization of the Insured person on the place of illness or accident in the hosting country abroad

In case of Hospitalization > 72 consecutive hours
* Transport : 100% of the actual expenses (1st class round-trip train ticket or economy round-trip airline ticket)
Housing : 50€/person/day (Maximum Limit 500€)

Extension of the Insured person's stay abroad for medical reasons

Housing : € 50/person/day (Maximum Limit € 500)

Early return of the Insured person in case of a family member's hospitalization > 72 consecutive hours or death

Transport : 100% of the actual expenses (1st class round-trip train ticket or economy round-trip airline ticket)

Rapatriation of mortal remains of the Insured person

Transport organization and Transport costs : actual expenses
Exluding costs of burial, embalming, coffin, and ceremony

In case of the Insured person's death, costs of coffin, funeral urn, preparation of remains, all official and administrative formalities

Maximum Limit : € 1 500€


PERSONAL ASSISTANCE IN THE HOSTING COUNTRY

Shipment of essential prescription drugs not available in the hosting country

Occasional shipment of essential prescription drugs not available int he hosting country, in accordance with the laws of the hosting country relative to the import and circulation of prescription drugs
Shipping costs only

Organization of a local Doctor's visit on the place of accident or illness in the hosting country, only if our medical staff consider it as necessaryr

100% of the actual expenses

Psychological counselling by phone

Maximum Limit : 3 psychologists phone consultations

Medical Information related to travel ans stay abroad

Unlimided
* before departure abroad : health prevention advice, compulsory or recommanded vaccinations, local healthcare system …
* during the stay abroad : our medical staff is available on phone to answer to medical issues (need for diagnosis tests explanations, equivalent medications in the hosting country ...)

Advance of bail in the hosting country
(unintentional violation of law)

Maximum limit : € 7 500

Legal fees in the hosting country
(unintentional violation of law)

Maximum limit : € 3 00 per Insured

Search and rescue costs abroad (sea, montain, desert)

Maximum limit : 5 000€ per Insured
Maximum limit : 25 000€ per event

Sending urgent messages

Unilimited

Advance of funds in case of theft, loss or destruction of the Insured identity documents and means of payment

Advance of funds : € 500 maximum per Insured


BAGGAGE AND PERSONAL EFFECTS


Loss* or theft* of baggage and personal belongings in the hosting country abroad (outside the place of residence or housing accomodation)

* reported to the local competent authorities within 48 hours (police …)
* Providing services with a maximum Llimit of 2 000€ per Insured and per year
* Deductible : 25€/case

Loss* or theft* of baggage and personal belongings during the round-trip to and from the hosting country

* reported to the local competent authorities within 48 hours (police, transport company, purser ...)

* Providing services with a maximum Llimit of 2 000€ per Insured and per year
* Deductible : 25€/case

Valuable items

Maximum Limit : € 1 000
Insurance benefits
COVERAGEBENEFITS
ACCIDENTAL DEATH AND PERMANENT DISABILTY IN THE HOUSING COUNTRY


Principal sum in case of accidental death € 8 000 maximum per Insured

Capital sum in case of accidental permanent Total or Partial disability

* € 40 000 maximum per Insured
* Only disability levels >31% are covered. The insurance company will pay a Capital sum according to the level of disability, calculated as follows : € 40 000 X the disability level rate (%)


THIRD PARTY LIABILITY IN PRIVATE LIFE IN THE HOSTING COUNTRY

Accidental Bodily injury
*caused by the Insured to third parties

* € 4 500 000
* Deductible : € 80 per case

Accidental property damages and consequential financial loss*,*caused by the Insured to third parties

* Sub-limit : € 450 000 per event
* Deductible : € 80 per case

Property Damage to material and equipment delivered by the internship Organization

€ 12 000 per event


TENANT LIABILITY INSURANCE IN THE HOSTING COUNTRY

Property damages
This benefit does not override to comply with legal or landlord's agreement requirements to subscribe local Tenant Insurance in the hosting country

* Maximum Limit : 100 000€
Only in case of accidental fire, water damage or explosion to the rented property
* Deductible : 80€ per case

International health insurance

from
€ 30,50/month

Home insurance

Home insurance

  • From Crous rooms to T4apartments
    Yvon has you covered!
  • A solid base
    benefit from student housing insurance designed to meet your needs as a student
  • Relocation assistance in the event of a disaster
    Is your apartment uninhabitable? Don't panic, Yvon has you covered.
  • Optional extras to complete your coverage
    Temporary rental liability in case of internship, theft, vandalism... Yvon never lets you down.
  • Up to 3 roommates covered at no extra cost
    Why complicate your life when you can keep it simple with Yvon?

Home insurance

from
€ 29/year


Request a quote

  • From Crous rooms to T4apartments
    Yvon has you covered!
  • A solid base
    benefit from student housing insurance designed to meet your needs as a student
  • Relocation assistance in the event of a disaster
    Is your apartment uninhabitable? Don't panic, Yvon has you covered.
  • Optional extras to complete your coverage
    Temporary rental liability in case of internship, theft, vandalism... Yvon never lets you down.
  • Up to 3 roommates covered at no extra cost
    Why complicate your life when you can keep it simple with Yvon?

Home insurance

from
€ 29/year


Request a quote

4 examples of insurance coverage

  • assuré avec Yvon assurance multirisque habitation Yvon
  • Étudiant paisible dans son logement
  • Deux étudiants assurés avec
  • Étudiants dans la nouvelle maison avec
1 / 4

Warranty details

Property insurance
Property
Limits of warranties
FurnitureDepending on the accommodation
• personal belongings contained in living quarters.
• exclusions for valuables, cash, funds and securities
Room : (max 10m²)
€ 2300
1 room : (+ de 10 m²)
€ 3900
2 rooms :
€ 5400
3 rooms :
€ 7000
4 rooms :
€ 12200
• except movable goods stored in the cellar or outbuildings€ 500
Civil liability insurance
Third-party liability
Warranty limits
Bodily injury only € 20 000 000
Material and immaterial damage only€ 15,000,000 (limited to €450,000 for temporary rental liability in the event of an internship)
Insurance for your defense
Defense
Limits of warranties
Defense and recourse€ 16,000 from € 225 of damage for which you are responsible
Assistance
Assistance
Limits of warranties
Assistance in the event of a claimSee General Terms and Conditions

Home insurance

from

€ 29/year