4 examples of insurance coverage
Computer out of order
After a storm, your computer stops working.
Yvon’s comprehensive home insurance covers material damage to household goods resulting from a short circuit.
Fractured door
The door to your student residence has been broken into and your computer stolen. Luckily you were insured!
With the theft option, you’re covered. However, depending on the Yvon student home insurance package you choose, you may have to pay a €100 deductible.
Escape!
A water leak from your sink has caused damage to your downstairs neighbor’s house.
You are covered by occupier’s liability insurance. However, depending on the Yvon student home insurance package you choose, you may have to pay a €100 deductible.
Fire
A fire in the kitchen has left your home inaccessible for several weeks.
Thanks to Yvon’s student home insurance, temporary accommodation and basic necessities will be covered.
Warranty details
| Property | |
|---|---|
| Limits of warranties | |
| Furniture | Depending on the accommodation |
| • personal belongings contained in living quarters. • exclusions for valuables, cash, funds and securities | Room : (max 10m²) € 2300 1 room : (+ de 10 m²) € 3900 2 rooms : € 5400 3 rooms : € 7000 4 rooms : € 12200 |
| • except movable goods stored in the cellar or outbuildings | € 500 |
| Third-party liability | |
|---|---|
| Warranty limits | |
| Bodily injury only | € 20 000 000 |
| Material and immaterial damage only | € 15,000,000 (limited to €450,000 for temporary rental liability in the event of an internship) |
| Defense | |
|---|---|
| Limits of warranties | |
| Defense and recourse | € 16,000 from € 225 of damage for which you are responsible |
| Assistance | |
|---|---|
| Limits of warranties | |
| Assistance in the event of a claim | See General Terms and Conditions |